[Jiaxing down payment for second-hand housing] What is the down payment ratio for second-hand housing in Jiaxing, Zhejiang | How much is the down payment for the first set | How to calculate the down payment |

Answer: The down payment is the first suite on two floors, come and take a look when you have time! !

Answer: 20% down payment for the first house, 30% down payment for the second house, and mortgage

Answer: The down payment ratio in this community does not count, 110,000 is a lot

Answer: If the loan is not settled, the down payment is 30%

Answer: I am Xiao Tan, a salesperson of Yunshang Jingyuan. The down payment can be as high as 50,000 yuan. It is my honor to answer your questions. Click to learn

Answer: It is ok to prepare around 1,000,000.

Answer: That belongs to the second suite, and the down payment of the second suite is 30%

Answer: You can buy it, and the developers here are doing activities

The above house type diagram is a reference map of house sources. The house type structure and area are not obtained from national professional surveying and mapping activities. There are differences in the current situation and the area shown in the property right certificate. It is for reference only. Please refer to the property right certificate or the measurement results of professional institutions.

The surrounding area, facilities under construction, planned facilities, subway information, greening rate, and housing acquisition rate in the listing introduction are provided by a third party and are for reference only and should be used as the basis for your transaction decision. Please verify the housing surroundings with your housing owner and competent authorities. The property information, the actual situation of the house, and the information disclosed in your signing of the house sale shall prevail.

Further reading…

[Dazhong Xinyuan] How much is the down payment for the first set?

What is the down payment of second-hand housing in Jiaxing?

Commercial loans for the first home: the down payment ratio of households with household registration in this city is less than 30%, and the down payment ratio of households without household registration in this city is less than 50%.

Commercial loans for the second set of houses: households with household registration who own a set of houses and have settled the corresponding house purchase loans, apply for commercial personal housing loans to purchase houses, and adjust the down payment ratio to no less than 50%.

Households that are not registered residents of this city have obtained housing real estate ownership certificates for less than 2 years and are not allowed to be listed for trading or go through transfer notarization procedures. Households with 1 or more housing units in the urban area who purchase housing and have obtained housing real estate ownership certificates for less than 2 years are not allowed to be listed for trading, and are not allowed to go through transfer notarization procedures.

1. Social security or (personal income) taxes have been paid for 5 years. The so-called 5 years means that you have moved forward 5 years from the month you bought the house.

Further reading…

What is the down payment ratio of second-hand housing in Jiaxing? What are the fees for buying through an intermediary?

What is the down payment ratio of second-hand housing in Jiaxing, Zhejiang? How is the down payment calculated?

2. If you are doing business in Jiaxing, such as selling clothes and opening a physical store, then you only need to move forward 5 years from the month you bought the house and pay 5 years of business tax (the business license you open the store pays national taxes every year).

3. You can only buy a house if you meet the two requirements mentioned above. Let me talk about a few details: 1: If you bought a house in Jiaxing, you can’t buy it. Foreigners are allowed to have a house in Beijing under their name. 2: You have a house in Jiaxing, and your daughter-in-law is not registered in Jiaxing, so you can’t buy a house. If a family from outside has a Beijing-style house, you can’t buy it. Unless the couple bought a house in Jiaxing before you got married.

4. Single: identity document, household registration booklet, legal Jiaxing and temporary residence permit; couples: identity document, household registration booklet, legal Jiaxing temporary residence permit, marriage certificate; finally, go to the construction committee to verify whether the information you provide can meet the conditions for buying a house in Beijing to confirm your Is it possible to buy a house in Jiaxing.

5. If you plan to buy a house in Jiaxing, remember to cut off your social security, and pay it yourself when you change jobs. Some companies require you to pay after the probationary period of 3 months or a few months, which is not considered a payment. But it will affect future pension fund issues.

6. Conditions for personal loans to buy a house Housing provident fund loan, continuous payment and deposit of housing provident fund for 12 months or accumulative payment and deposit for more than 24 months and continuous payment at present; have occupation and income, have the ability to repay the principal and interest of the loan; have the purchase of housing or relevant certification documents ;Provide the housing fund management center, its sub-centers, and management departments with guarantee methods; meet other conditions stipulated by the housing fund management center.

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